

Terry's Tips: Finishing Your Taxes Already?
Below are five ideas for using the money if expecting a refund, and five strategies to avoid losing your shirt if you owe the IRS. If...

Beyond the Debt Trifecta: Five Ways to Borrow that can Leave Permanent Financial Scars
I have written extensively about what I call the “Debt Trifecta”, which is the losing game of borrowing money for car loans, student...

Kicking the Can Down the Road Again? Why you might want to avoid the new "SAVE" Plan
Over 52 million Americans owe money on student loans. There has been epic failure after epic failure from government leaders who promise...

Terry’s Tips: What to do when your Emergency Fund takes a big hit.
A few weeks ago, I took my son to a Tampa Bay Buccaneers football game. We had a wonderful, carefree experience, the home team won, and...

How will you survive financially during the holidays? By following the 5 C’s!
This week I had the opportunity to lead a webinar titled “How to Win During the Holiday Spending Season.” While I provided the audience...

Terry Finance Coaching Exclusive Interview: "I bought a car in 2023 for less than $4,000"
My father, Chuck, recently bought a used car. He found a cheat code in the current insanity of the second-hand vehicle market to make a...

Terry’s Tips: How to Win the Money Marathon AFTER Defeating Debt and Building Your Emergency Fund
How did the tortoise defeat the hare? By being wise, steady, and focused on the finish line! Here are some tips on how you can win your...

Expect the Expected
Avoid the drama and panic by making sure you are prepared to spend on events that you know are coming. It should be noted that some of...

Terry's Tips for Future Homeowners
Halloween is still a few months away, but a spooky article just came out in the Washington Examiner stating that more than a quarter of...

Terry’s Tips: Ten Ways to Keep Fighting Inflation
If balancing your monthly budget is an ongoing challenge, see if one or more of these ideas can help! Although US inflation has cooled...

Terry’s Three Tips: Purposeful Saving
Create a financial map to help you navigate all of life’s big moments! Here are some ways you can win with YOUR money by designating...

Terry's Three Tips: How a Net Worth Tracker Works
Checking on all the eggs in your nest each month will help you win! I know zero colleagues, friends, or family members who wish to work...

Cash Back, Miles, & Points, Oh My!
How credit card companies win with YOUR money. Even though everyone you know is (not really) paying their credit card balance off each...

Terry's Three Tips for Investing
Slow and Steady Wins the Race! Tip #1: DO Invest Consistently As part of your monthly budget, plan to use some of your money every month...

Terry's Three Tips: Follow the "3 B's" to Win!
Looking to take the first, or next, step in winning with YOUR money? Do these three things! BELIEVE-I’ve met with many people who simply...

What an Emergency Fund Means
As we move into the summer season, what would you do as a homeowner if your air-conditioning system went out today? Would you be able to...

Where Dreams Come True?
A few years ago, when my wife and I were ignoring over $50,000 of debt and yolo-ing our way around Orlando, we joined the many other...

“I don’t think that’s a good idea” - Avoid Impulse Buys
Recently, my wife called me. Our son mentioned recently that he wants a pair of Under Armour shoes. We had told him that at some point...

Terry's Tip: Avoid a 30-Year Mortgage
Through teaching my “How to Win with YOUR Money” financial wellness course, I have encountered several individuals looking to buy their...

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A Lesson for Teens...Planning Ahead for Special Events

Winning Starts with Breakfast!






















