One of the most effective ways to ensure you're consistently saving money is by automating the process. Set up a monthly automatic transfer from your checking account to a savings or investment account. By doing this, you'll treat savings as a non-negotiable expense, and you're more likely to reach your financial goals without even thinking about it. This "pay yourself first" approach helps you build a healthy savings habit while reducing the temptation to spend the money on non-essential items.
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Post: Blog2_Post
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Thanks so much Ryan for this insight. Personally, I have money automatically deposited into several retirement accounts. I have an employer investment plan and an additional 457 plan where deposits come out of my paycheck. In addition, I have an automatic transfer from my checking account into my ROTH IRA each month. These habits "force" me to make wise budgeting decisions in other spending areas, so that I am not stealing from my future self.