Wood's Wisdom: Automate Your Savings

One of the most effective ways to ensure you're consistently saving money is by automating the process. Set up a monthly automatic transfer from your checking account to a savings or investment account. By doing this, you'll treat savings as a non-negotiable expense, and you're more likely to reach your financial goals without even thinking about it. This "pay yourself first" approach helps you build a healthy savings habit while reducing the temptation to spend the money on non-essential items.